Rich Montenegro |

Walking across the stage and receiving your university diploma can be the first step towards the daunting world of adulthood. The structure that educational

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Rich Montenegro |

For young families, the immediate cost of raising a child can be testing financially. Just when you thought you were in the clear from student loan repayments

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Rich Montenegro |

Almost any large nonprofit organization has a planned giving department that will guide you through the maze of giving options available. While planned giving

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Rich Montenegro |

Credit Management in the 21st Century

In today’s world, good credit is a necessity. Today, our credit score affects much more than our ability to buy a house

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Rich Montenegro |

For years it was assumed that tax planning was reserved for the wealthy. While wealthy individuals will see the most benefit from tax planning, with big changes

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Rich Montenegro |

The Trump administration’s new tax reform bill was signed into law in December of 2017, representing the first major tax change in over 30 years. The changes

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Rich Montenegro |

As college tuition continues to rise to unprecedented levels, student loan debt continues to rise as well. Between 1980 and 2016, tuition at public universities

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Rich Montenegro |

Started in 1996, 529 plans provide tax incentives for those saving for post-secondary education. The plan allows funds saved to be used at any eligible

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Rich Montenegro |

Accepting one’s own mortality is a tough pill to swallow. As such, estate planning can be a morbid topic that lingers in the background of our lives ominously

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